Mrs. Christy Malto w/o Mr. Dilip Malto is from Amjora village, Mandro block, Sahibganj district. Their village lies 8 km away from the main road, on top of a hill. There is no road connecting their village to the main road, the only way to reach their village is to walk.

She is a member of one of the SHGs initiated by EFICOR. Initially, though she had savings she was not aware of the amount, and she had to depend upon other men who could count and calculate to tell her the amount of her savings.

When an awareness programme on literacy was conducted in their village, she showed keen interest in the programme. However others in the village were not interested. For any literacy class to start there has to be at least 10-15 students. Her keenness drove her to motive other like her to enrol in the literacy class. 

When a literacy class was started, she attended the classes regularly and worked hard in her studies. Her enthusiasm and hard labour made her literate, now she is able to sign her name and read words and calculate. She is the first women in her village who can read and write. Now she does not need to depend on others to know her savings, in fact she assists other women to calculate their savings.

She is now encouraging and assisting other women to read and write. She has been a great source of encouragement for other women in and near her village.